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Loan Programs-
| Conventional
Financing |
VA /FHA |
No Income
Verification |
Interest Only
(Adjustable or Fixed) |
80/20 |
Non-Traditional
(self-employed) |
Teachers (HERO
Program) |
Firefighters,
Police Officers (HERO Program) |
How much can I borrow?
You may
be able to borrow up to 100% of a home's purchase price, or even more in some
cases.
What about closing costs?
Costs associated with the
home purchase can be paid by the seller or be a gift from a family member or
nonprofit organization, depending on the loan program you choose.
What about my income?
Income varies and is
dependent upon the loan program chosen. A qualified and reputable lender
will help you select a program that best suits your financial situation.
What about my debts?
Believe it or not, most lenders will qualify you for more house based on
their higher debt ratios, though your housing payments will vary. A good
rule of thumb is: your monthly bills and debt payments, including your
housing expenses, cannot be more than 40% of your gross monthly income.
Contact one of our approved
lenders -
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